Invest with Cash Back!

Earn & invest up to 5% cash back on all purchases.
No Credit Checks | No APRs | BYO Bank

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A rewards card that builds wealth (not debt!)

  • Earn up to 5% cash back*
  • Auto-invest to help your money grow
  • Build credit, debt free! COMING SOON
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Come for the rewards, stay for the returns, and get the credit you deserve!

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Earn up to 5% cash back*

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Earn cash back on all purchases, anywhere! We don't limit you to specific merchants or categories. Finch is designed to support your lifestyle.

Auto-invest to boost your growth

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Your cash back rewards are auto invested into a personalized portfolio designed to suit you. Your rewards build your wealth!

Build credit, debt free! COMING SOON

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We report your monthly spending as credit worthy payments to all three credit bureaus to help you build your credit.

No switching required

04 / 04

BYO bank. Finch wraps around your existing checking account!

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I'm finally investing regularly now that I don't have to move money between accounts after getting paid. This is amazing.

AbeZach | App Store Review⭐⭐⭐⭐⭐
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I'm excited about Finch. As someone who's built an app for saving, and an app for investing, I see Finch putting those two things together in a very simple way. Finch allows the money you put in your account to actually help you generate returns.

David Ronick, Co-founder of Stash
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Finally the app I was looking for! The onboarding was super easy; the app itself is easy to navigate and find information. The returns are great to see on daily basis on my feed - that makes me check the app every day! I’d love to see some way to pay my friends more easily maybe. Great job!

JedrzejPytel | App Store Review⭐⭐⭐⭐⭐
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The best way to develop a healthy habit is to integrate it into your everyday life. Finch lets you build the healthy habit of investing within the familiar environment of an everyday account.

Marco Di Maggio, Harvard Business School Finance Professor
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How does it work?

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Link your primary checking account

There’s no switching required. Simply link your primary checking account with Finch.

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Spend with your Finch Rewards Card

When you spend, we spot you and automatically pay ourselves back from your linked checking account.

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Earn up to 5% cash back, auto invested

Your cash back is auto invested into a personalized portfolio. Want to invest more? Simply make a one time deposit or set up a recurring investment.

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Build credit, without debt
COMING SOON

We report your spending as credit worthy payments to all three credit bureaus monthly. Since you can only spend the money you have, you build credit, debt free!

Additional benefits

  • No credit checks
  • No hidden fees
  • No APRs
  • No minimums
  • Commission free investing
  • Free bank transfers
  • No added fees for foreign transactions
  • Free withdrawals at over 55k ATMs
  • Enhanced card security
  • Backed by a FDIC insured bank
  • Backed by a SIPC insured broker dealer

Pricing

Basic: $5 / mo

  • Earn 1.5% unlimited cash back on all purchases*
  • Auto-invest to boost your growth
  • COMING SOON Build credit without debt

Premium: $15 / mo

  • Earn 5% cash back on your first $500 of purchases* each month
  • Earn 2% unlimited cash back on all purchases* thereafter
  • Auto-invest to boost your growth
  • COMING SOON Build credit without debt

Ready to fly with Finch?

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