A better way to grow

Your productive all-in-one account with the powers of investing and flexibility of checking

Finch Checking & Investing

By keeping your money in Finch, you could increase your wealth by up to 50% every ten years. Discover the difference Finch could make to your financial future.

Discover the difference

With Finch, your money is working for you from day one — no matter what your balance is

Seamless all-in-one account

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Finch is an all-in-one checking and investing account that integrates the best of both worlds into one place.

Your balance working for you

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Your entire balance is automatically invested into a diversified portfolio of exchange-traded funds (ETFs), so your money is always working for you.

Personalized investment recommendations

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We make selecting your portfolio easy by providing recommendations that best suit your needs.

Instant access to your money

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Take back control! With Finch, you'll always have access to your money when and where you need it. (Even the invested part!)

Get Finch for iOS

Instant access to your invested balance is unprecedented, and a game-changer for personal finance. Finch’s innovative platform makes investing an accessible option for all.

Matthew Rhodes-Kropf, MIT Sloan Finance Professor

I'm excited about Finch. As someone who's built an app for saving, and an app for investing, I see Finch putting those two things together in a very simple way. Finch allows the money you put in your account to actually help you generate returns.

David Ronick, Co-founder of Stash

Finch has nailed how to give users access to their cash, while earning investment returns. It's brought flexibility and freedom to personal finance and matches what people actually expect from their money today.

Kelly Fryer, Executive Director FinTech Sandbox

The best way to develop a healthy habit is to integrate it into your everyday life. Finch lets you build the healthy habit of investing within the familiar environment of an everyday account.

Marco Di Maggio, Harvard Business School Finance Professor

Finch features that make your every dollar count

Entire balance automatically invested

Finch puts your money to work by automatically investing your entire balance into a diversified portfolio of ETFs, so your balance is always working for you.

Instant access to your balance

Need that cash? No problem! Simply use your Finch debit card to instantly access your balance (even the invested part).

Personalized investment recommendations

You’re unique, and so is the portfolio mix we recommend for you.

Integrated checking and investing

Access the benefits of investing and the flexibility of checking all in one place.

Additional benefits

No account minimums
No hidden fees
Commission free trading
Direct deposits
Free bank transfers
Added debit card security
Free withdrawals at over 55k ATMs
Backed by a FDIC insured bank
Backed by a SIPC insured broker dealer

Finch is а one-of-a-kind checking and investing account designed to help you spread your wings

Features
Entire balance automatically invested
Instant access to your balance
Personalized investment recommendations
Integrated checking and investing
Free basic account