How it works

Put your money to work when you don’t need it.
Have instant access when you do.

Simple automatic investing

Automatically invest your balance into a portfolio designed to match your unique profile.

Instant access

Access your money instantly (even when it's invested!)

Your money at work

Earn investment returns directly on your checking balance.

How we compare

Free basic account X X
Investment recommendations X
Balance automatically invested X X X
Instant access to invested balance X X X
Surcharge-free ATM network

Finch at TechCrunch

Finch features

Make your money work for you

Put your money to work by investing in reputable, low cost, and diversified Exchange Traded Funds (ETFs).

Spend your balance, instantly!

Need that cash? No problem! Simply use your Finch debit card to spend your invested balance at any time.

Personalized risk profiles

You’re unique, and so is the portfolio mix we recommend for you. You can adjust your mix anytime.

One account, not two

Ditch the broom, no sweeping required here. Finch is your all-in-one checking and brokerage account.

Your new everyday account

All the features you’d love in a bank (but we’re not a bank).

Invest commission free

Change or rebalance your investment mix at no cost.

This website is operated by Trio Financial Technologies Inc., doing business as ‘Finch’.  Advisory services are provided by Trio Advisors, Inc., doing business as Trio App Advisors, Inc. an SEC-registered investment adviser.
The bank services are provided by Synapse’s bank partners, Members FDIC. The Finch Mastercard® Debit Card is issued by our partner bank pursuant to a license from Mastercard International Incorporated.Trio App Advisors, Inc. works with a partner broker, Apex Clearing Corporation, who is a member of FINRA/SIPC, which protects securities of its members up to $500,000 (including $250,000 for claims for cash). For details, please see
Any uninvested cash or investment allocation to the Trio cash sweep is swept into an interest-bearing FDIC-insured deposit account opened by Trio’s partner broker at a participating bank and is eligible for FDIC insurance up to the standard limit of $250,000 per account holder, per institution.
Non-deposit investments are not FDIC insured and may lose value. Investing involves risk including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Trio’s pricing before investing. Past performance does not guarantee or indicate future results.